“Today’s budget is constrained by the need to consolidate our public finances, in the context of slower growth and rising debt.” said Minister of Finance, Nhlanhla Nene. Giving the budget speech was a far from enviable job in light of the huge government spending deficit that needs to be recovered. The speech was a short […]
Category Archives: Blog
HOW CAN I LOWER MY CAR INSURANCE?
Insurance is one of those purchases that requires a mature and foresightful mindset. The reality is that it’s not really about if you will have a bump or a scrape, but when… Once you come to terms with this, it then becomes a question of spending as little as needed on your premiums whilst getting […]
PETROL PRICE HIKE
Whatever goes up, must come down. And when the petrol price comes down, we can expect it to go up… South African motorists will have to brace themselves for the increase in fuel price this coming Wednesday (4 March), following the much enjoyed reprieve. Petrol will be rising by 96 cents a litre whilst the […]
PAYING OFF CREDIT CARD DEBT
With festive season celebrations now a distant memory and all of the leftovers hopefully eaten, something still remains for the majority of South Africans – a looming credit card debt! It doesn’t have to linger for long but getting out of credit card debt requires a realistic goal and a firm resolve. You will have […]
TAX YEAR END – RA BOOST
With the tax year drawing to a close at the end of February, it is worth looking into the advantages of making a supplementary contribution into your retirement annuity (RA). The National Treasury estimates that only 10% of South Africans are able to maintain the same standard of living after retirement. Here are some good […]
VALENTINES DAY IDEAS
It is almost that time of the year again – when hearts are worn on the sleeve and chocolate is eaten in excess. While lavish consumerism is often an indulgence, there are a number of thoughtful ways to make this day romantic without burning a hole in your pocket. ORGANICALLY ROMANTIC Go back to basics, […]
5 TIPS FOR INVESTING
It is never too early or late to start an investment portfolio. If you already have a portfolio it doesn’t hurt to gain some extra insight, whether you choose to acknowledge the advice or not… at least arm yourself with it! Here are five investment tips to help you stay on top of your expenditures. […]
INVESTING IN ETF’S FOR KIDS
If you are interested in investing for your children’s future education, a good way to achieve this is with exchange-traded funds (ETF). It is best advised to have a balanced portfolio spread over multiple asset classes so as to reduce volatility and enhance performance potential. You should consider the following points when setting up education […]
10 TIPS FOR FINANCIAL PLANNING
Do you want to begin your 2015 financial year on a good note? Then what better time to review your financial plan! A financial plan provides you with the financial security to overcome unforeseen events and map out a financial future for yourself. When creating a financial plan you need to identify key achievable goals […]
5 WAYS TO MAKE YOUR FINANCIAL GOALS ACHIEVABLE
As 2014 has rolled over into 2015 people have invariably affirmed some New Year’s resolutions, but did you know that around one out of four people abandon their resolutions after one week! Seven days is all it takes to swerve off course. This isn’t because they have changed their minds about what they want, it’s […]