Hindsight is 20:20; we can always view what we’ve done with a comprehensive view, after the fact. Whilst you can’t change the decisions that you’ve made, you can change the decisions that you’re going to make in the future. When building an investment portfolio, the third key consideration that you must bear in mind is: […]
HOW TO BUILD A STRONG INVESTMENT PORTFOLIO (II)
THE LARGER THE GAIN, THE LARGER THE RISK For those in the southern parts of South Africa, there are rainy days ahead. Easter normally signposts the temperature drop and increased saturation in the air. Rain begins to fall, animals slow down and all too often our waistlines begin to explore the other side of the […]
HOW TO BUILD A STRONG INVESTMENT PORTFOLIO (I)
BASIC INSTINCTS Every winter we begin to see a profusion of pallid tree-dwelling rodents, squirreling away nuts and seeds for the cold season. This is a lovely illustration of wise investments for the future: simple, natural and too true to life. The reason for this can be put down to natural instinct, but ask yourself […]
FRESH SAVING TIPS!
MASTER THE 30 DAY RULE Do you know what the 30 Day Rule is? Not? Want to know what your kids want most? Then this article is definitely worth a read! There are hundreds of saving tips out there but there was an article written on thesimpledollar.com just months before the recession of 2009 that […]
5 TIPS FOR HEALTHIER KIDNEYS
Whenever we see an article with a list of ways to improve something, we seem to jump to the points and skip the first bit … we hope you don’t do that here! Healthy kidneys are important when applying for any kind of risk cover, so naturally an article about keeping your kidney’s in great […]
Tax and your bonus
WILL THE AWARD OF A BONUS EVER PLACE YOU IN A WORSE FINANCIAL POSITION? (Anthony Priday) At the end of the year it is customary in many businesses to award bonuses to their staff. Often, this is in the form of a 13th cheque, but this is not always the case. Either way, the bonus […]
DOES THE STRENGTH OF THE RAND AFFECT MY INVESTMENTS?
Our last article highlighted six key factors that affect the strength of the rand. It’s been really well read and seems to be quite a frequently asked question. Further effects of the exchange rate fluctuations are felt in offshore investments. If you’re looking for a new place to invest, you may be considering offshore options. […]
THE BEST START TO YOUR YEAR
Is it that time again? Time to start thinking about my Vitality status for the new year? Yes, yes it is! Another year has flown passed and it’s time to set yourself up for gold in 2014 and we don’t want you to miss out on your opportunity to unlock the best rewards from Discovery’s […]
WHAT’S UP WITH THE RAND?
Sometimes the rand is strong and sometimes it’s weak. Recently our currency hit a 4-year low, tipping the R10/$ mark and sending many economists, investors and traders reeling because currency strength is a key indicator of a country’s economic health. If you’ve ever wondered exactly what goes into determining the strength of a currency, we […]
NECESSITIES, NICETIES AND NOT-JUST-YETS…
BREAKDOWN YOUR EXPENSES It’s hard not to notice how fast our current economic landscape is changing. Jobs are harder to get, and harder to keep. Although things may look tough for everyone else, they don’t have to for you! How is this possible? With wise and creative financial planning! We’d like to share with you […]