Saving money doesn’t have to be difficult. It also doesn’t have to be a specific amount of money that you stash away in a protected account that you can only access when you’re 120. Saving money can be a creative behaviour that forms part of your daily spending habits. Truly a penny saved is a […]
Author Archive: lifeforce
THE CURRENT REALITY OF RETIREMENT
One of the most difficult elements of any financial portfolio is saving for retirement. For most of us, retirement always feels so far away and we feel like we’ll either have plenty of time to save for it, or we simply have other priorities that are currently higher on our list. Products like short term […]
IS WINTER BURNING A HOLE IN YOUR POCKET?
Winter makes saving money and keeping to your financial plan a little more difficult! All around the country temperature gauges are plummeting about as fast as the electricity meters are lighting up. If you, like many South Africans, have an electricity box that you recharge, you’ll be acutely aware of how much faster the usage […]
LOVE YOUR HEART (II)
Last week we wrote about the importance of managing your blood pressure in order to keep your heart and vital organs healthy. One of the biggest dangers of hypertension is that it often goes unnoticed until it is too late and serious problems arise. These could include heart failure, a heart attack or kidney failure. […]
LOVE YOUR HEART (I)
If you’ve ever owned a pool you’ll be keenly aware of what happens when your pump and filter breaks; the water flow stops, dirt builds up, algae blooms and you have a big problem on your hands. Most car owners are also vividly attune to the costs, complications and annoyance of their petrol pump breaking […]
HEALTHY FOODS AND HEALTHY GEAR | MAKE IT COUNT
Discovery Vitality is an incredible programme that offers amazing product integrations for long term investment benefits, but the wellness programme also offers immediate returns at the end of every month through the Healthy Gear and Healthy Foods benefits. Many of our clients join Vitality specifically for these benefits, but they never actually receive the full […]
FRESH SAVING TIPS FOR THE END OF THE MONTH
We all want to save more, right? But then why aren’t we? We have found that one of the biggest secrets to saving is to be creative in the way that you spend, or don’t spend as the case may be. Saving is often hard to do because it’s not an immediate gratification. We are […]
RECOVERY MONEY
Unless you’ve already had a debilitating illness, the last thing you think about is your health failing you for anything longer than your hospital stay. As a result, we tend to only include a hospital plan, and perhaps some GAP cover in our financial planning. But what happens if the accident means that you can’t […]
2014 GOALS – BETTER LATE THAN NEVER
We’re almost at the middle of the year! Some will look forward and see the potential stashed away in the seven months that lie ahead, but others will look at the five months passed and be overwhelmed by how little they’ve accomplished. Perhaps you had such a motivated two weeks in January where you felt […]
CRITICAL ILLNESS | ARE YOU SUFFICIENTLY COVERED?
Women submit more critical illness claims than men. RISKSA published an online article that shed some light on an area of financial planning that appears to be largely overlooked, or at least, underestimated. A key consideration for every financial portfolio is to insure your most valuable asset – your ability to earn an income. Traditionally […]